Jeevan Shiromani
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A plan for High Net worth individuals, a premium policy that combines Protection, Savings, Medical Cover and attractive returns with Tax benefits.

A limited Premium paying Money back plan, which is Non-linked, Conventional with-profits Endowment Assurance plan with guaranteed returns.

Eligibility Conditions & Restrictions
Minimum age : 18 years (Completed)
Maximum age : 55 years for Policy term 14 years
51 years for Policy term 16 years
48 years for Policy term 18 years
45 years for Policy term 20 years
Premium term : 14, 16, 18 and 20 years
Premium paying term : Policy term (-) 4 years
Minimum Sum Assured : Rs. 1 Crore
Maximum Sum Assured : No limit
Premium paying term : Yearly / Half yearly / Quarterly / Monthly (Thru bank)
Loan : Eligible after 1st year
Critical Illness (In built) : 15 Major diseases are covered
Money Back at : For Policy term 14 years, 30% of SA in 10th & 12th year
For Policy term 16 years, 35% of SA in 12th & 14th year
For Policy term 18 years, 40% of SA in 14th & 16th year
For Policy term 20 years, 45% of SA in 16th & 18th year
On Maturity / Death : Sum Assured + Guaranteed Additions + Loyalty Addition
Income Tax Benefits : (i) Premiums paid are eligible for Tax rebate u/s 80c
(ii) Money Back amount/ Maturity amount / Death claim is Non-taxable u/s 10(10d)

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