A plan for High Net worth individuals, a premium policy that combines Protection, Savings, Medical Cover and attractive returns with Tax benefits.
A limited Premium paying Money back plan, which is Non-linked, Conventional with-profits Endowment Assurance plan with guaranteed returns.
Eligibility Conditions & Restrictions | ||
---|---|---|
Minimum age | : | 18 years (Completed) |
Maximum age | : | 55 years for Policy term 14 years 51 years for Policy term 16 years 48 years for Policy term 18 years 45 years for Policy term 20 years |
Premium term | : | 14, 16, 18 and 20 years |
Premium paying term | : | Policy term (-) 4 years |
Minimum Sum Assured | : | Rs. 1 Crore |
Maximum Sum Assured | : | No limit |
Premium paying term | : | Yearly / Half yearly / Quarterly / Monthly (Thru bank) |
Loan | : | Eligible after 1st year |
Critical Illness (In built) | : | 15 Major diseases are covered |
Money Back at | : | For Policy term 14 years, 30% of SA in 10th & 12th year For Policy term 16 years, 35% of SA in 12th & 14th year For Policy term 18 years, 40% of SA in 14th & 16th year For Policy term 20 years, 45% of SA in 16th & 18th year |
On Maturity / Death | : | Sum Assured + Guaranteed Additions + Loyalty Addition |
Income Tax Benefits | : | (i) Premiums paid are eligible for Tax rebate u/s 80c (ii) Money Back amount/ Maturity amount / Death claim is Non-taxable u/s 10(10d) |
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