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A limited premium payment plan is a plan where you pay the premium for a shorter span of time and enjoy the benefits of an insurance cover for a long time.

The PPT under Bima Jyoti plan is Policy tenure minus 5 years. For example - if your policy term is 20 years then PPT will be 15 years.

The Guaranteed Additions are payable along with the Basic Sum Assured at the time of claim.

Under LIC Bima Jyoti plan, Guaranteed Additions are payable at the rate of Rs 50 per Rs 1,000 Basic Sum Assured at the end of each policy year throughout the policy term. This is part of your maturity benefit.

Minimum Sum Assured Rs 1,00,000

Maximum Sum Assured No Upper Limit

Policy Tenure 15 (or) 20 years

Premium Paying Term (PPT) 10 (or) 15 years

Minimum Entry Age 90 days

Maximum Entry Age 60 years

Minimum age at maturity 18 years

Maximum age at maturity 75 years

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